Summary of Reddit comments related to "best first credit cards":

Recommended First Credit Cards:

• Discover It Cash Back: Highly recommended for a first credit card with no annual fee. One user highlighted its benefits: "I first got their secured card and after 6 months of on-time payments I received my deposit back."
• Chase Freedom Unlimited: Mentioned as a good option for a first credit card due to its rewards and sign-up bonus.
• Capital One Savor: Another recommendation for a first credit card.

Pros and Cons of First Credit Cards:

• Pros:
  • No annual fee
  • Rewards or cash back
  • Low credit requirements
  • Good for building credit history
• Cons:
  • Secured cards may be needed if there's no credit history
  • Closing your first credit card may affect credit score

Additional Recommendations and Tips:

• It's advisable to start with a no annual fee credit card that covers your expenses to avoid potential credit hits in the future.
• Using a cash back card with a catch-all 2% can be a good start.
• Ensure to keep credit usage under 10% of the limit.
• Consultation services for credit card recommendations are available, and various resources provide information on flat cashback cards and best cashback cards by category.
• User feedback on different credit cards highlighted experiences with fraud, identity theft, and credit card scams, emphasizing the importance of vigilance and reporting any suspicious activities to relevant authorities.
• Recommendations for maintaining security include unique passwords for every account, 2FA or MFA, and awareness of potential phishing attempts.

General Impressions from Reddit:

• Users expressed surprise and concern over how easy it seems to be for individuals to open credit cards in others' names, highlighting flaws in security systems.
• Stories of personal experiences with credit card fraud and identity theft were shared, underscoring the impact and complexities of such criminal activities.
• Comments on potential scams involving hacked eBay accounts and fraudulent transactions shed light on the need for increased vigilance and prompt action in reporting suspicious incidents.
• The narrative unfolded through interactions with individuals involved in potential scams, leading to discoveries about the perpetrators and their connections, with suspicions of premeditated criminal activities.
• Curiosity, investigative skills, and a background in intelligence contracting led to uncovering possible fraudulent schemes and reporting them to appropriate authorities for investigation.
• The community engaged in discussions, sharing insights, advice, and support on navigating credit card issues, fraud prevention, and taking prompt actions when faced with potential scams or unauthorized transactions.
• The Reddit exchange highlighted the impact of financial crimes on individuals, the importance of proactive measures, and the potential consequences for perpetrators once exposed.

This summary aims to capture the key insights, recommendations, and reactions from Reddit comments related to "best first credit cards" and related credit card fraud experiences.