Last updated: October 18, 2025 at 08:03 PM
Best Visa Cards Summary:
AAA Credit Card:
- Provides 3% cash back at Costco for specific regions.
- $10k/year cap on grocery/wholesale clubs/gas categories.
- Issued by Comenity, with a historically not-great reputation.
Bank of America's Customized Cash Rewards and Unlimited Cash Rewards:
- Customized Cash Rewards and Unlimited Cash Rewards options based on IRA and brokerage accounts.
- Considerations for different spending categories.
Venmo Visa:
- Offers 3% uncapped cash back on the top spend category, including Costco as grocery.
Paypal Debit Card:
- Currently offers the best value with 5% cash back.
Fidelity Visa:
- Offers a 2% flat rate cash back with no annual fee.
- Good all-around card with no worrying about categories.
WF Autograph:
- Considered as a good option for cash back cards.
Capital One cards:
- While they have fees, they are easy to offset and provide good benefits.
Charles Schwab Debit Card:
- Recommended for international travel.
Chase Ritz Card:
- Offers 2x points on Marriott rewards.
HDFC Infinia:
- Offers great rewards for smart buys and decent lounge access.
- Best suited for frequent travelers with high spending capacity.
CIBC Visa Cards:
- Considered a good alternative to the Citi Costco card.
- Offers 4% in groceries and gas, with some categories at 2% or 1%.
Rogers World Elite Mastercard:
- Provides 3% cash back on groceries and other purchases.
- Offers 2% cash back on all purchases.
TD Aeroplan Infinite:
- Offers 165,000 points for $7500 spend with no first-year fee.
Scotia Passport Visa Infinite:
- Provides 35,000 points sign-up bonus after spending $2000.
Scotia Amex Gold Scene:
- Offers 30,000 points worth $300.
Aventura Cards:
- Offers up to 60,000 points for $5000 spend.
BMO Ascend and BMO Eclipse:
- Increased offers for these cards.
MasterCard Support:
- Humorous comments about having a MasterCard for support.
PTCGP Game References:
- Playful comments using credit card terms in the context of a game.
Warnings:
- Reminder to avoid certain posts types in subreddits.
- Bot notices about potentially inappropriate content being monitored and deleted.