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Discover reviews on "best visa cards" based on Reddit discussions and experiences.

Last updated: October 18, 2025 at 08:03 PM
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Best Visa Cards Summary:

AAA Credit Card:

  • Provides 3% cash back at Costco for specific regions.
  • $10k/year cap on grocery/wholesale clubs/gas categories.
  • Issued by Comenity, with a historically not-great reputation.

Bank of America's Customized Cash Rewards and Unlimited Cash Rewards:

  • Customized Cash Rewards and Unlimited Cash Rewards options based on IRA and brokerage accounts.
  • Considerations for different spending categories.

Venmo Visa:

  • Offers 3% uncapped cash back on the top spend category, including Costco as grocery.

Paypal Debit Card:

  • Currently offers the best value with 5% cash back.

Fidelity Visa:

  • Offers a 2% flat rate cash back with no annual fee.
  • Good all-around card with no worrying about categories.

WF Autograph:

  • Considered as a good option for cash back cards.

Capital One cards:

  • While they have fees, they are easy to offset and provide good benefits.

Charles Schwab Debit Card:

  • Recommended for international travel.

Chase Ritz Card:

  • Offers 2x points on Marriott rewards.

HDFC Infinia:

  • Offers great rewards for smart buys and decent lounge access.
  • Best suited for frequent travelers with high spending capacity.

CIBC Visa Cards:

  • Considered a good alternative to the Citi Costco card.
  • Offers 4% in groceries and gas, with some categories at 2% or 1%.

Rogers World Elite Mastercard:

  • Provides 3% cash back on groceries and other purchases.
  • Offers 2% cash back on all purchases.

TD Aeroplan Infinite:

  • Offers 165,000 points for $7500 spend with no first-year fee.

Scotia Passport Visa Infinite:

  • Provides 35,000 points sign-up bonus after spending $2000.

Scotia Amex Gold Scene:

  • Offers 30,000 points worth $300.

Aventura Cards:

  • Offers up to 60,000 points for $5000 spend.

BMO Ascend and BMO Eclipse:

  • Increased offers for these cards.

MasterCard Support:

  • Humorous comments about having a MasterCard for support.

PTCGP Game References:

  • Playful comments using credit card terms in the context of a game.

Warnings:

  • Reminder to avoid certain posts types in subreddits.
  • Bot notices about potentially inappropriate content being monitored and deleted.
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