Summary of Reddit Comments on "cvjury com"

Positive Aspects of cvjury com:

• Affordable policies compared to other options
• Comprehensive information provided on a complex topic
• Recommends seeking advice from an advisor for proper life insurance coverage
• Option 6 direct insurance specialist is favored for personalized underwritten insurance policies
• Emphasis on understanding the nuances of insurance policies to get the most value
• PPS Mutual is mentioned as an insurer with profit-sharing and mutual aspect, although its claims approval process is crucial

Concerns and Considerations:

• Importance of thorough research on insurers to avoid those with a reputation for claim rejections
• Complexity of insurance decisions and benefits of seeking professional advice
• Some insurers, like AIA, have been mentioned in regards to claims rejections
• Mention of the need for trauma insurance to be held outside super funds for payouts
• The role of financial advisors in providing well-balanced insurance advice and potential cost-saving benefits

Quotes from Reddit Users:

1. "I always laugh when direct insurers promote 'no medicals' as a positive! Would you rather have a medial argument now (while you are healthy) or later on when you are sick, injured or dying?"
2. "Many go with their super fund and feel they've gone one step beyond the direct tv ads, but personally underwritten insurance policies offer competitive if not better value."
3. "There will always be insurance nonbelievers, but the reality is that for personal insurance - calculating what you need and how to own it are quite complex."
4. "Great advice = Better life."

Overall, the discussion on cvjury com highlights the importance of thorough research, seeking professional advice, and understanding the intricacies of insurance policies to make informed decisions and ensure adequate coverage.